Boekhandel Douwes Den Haag

Religion and Democracy

Calculating Race

Racial Discrimination in Risk Assessment

Benjamin Wiggins

Calculating Race

Religion and Democracy

Calculating Race

Racial Discrimination in Risk Assessment

Religion and Democracy: Calculating Race

 

It is well established that significant gaps in wealth, incarceration, and homeownership exist between the racial groups of the United States, with whites at the top and blacks, Latinx, and indigenous peoples at the bottom.


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Beschrijving Religion and Democracy: Calculating Race

In Calculating Race, Benjamin Wiggins analyzes the historical relationship between statistical risk assessment and race in the United States. He illustrates how, through a reliance on the variable of race, actuarial science transformed the nature of racism and helped usher racial disparities in wealth, incarceration, and housing from the nineteenth century into the twentieth.

Wiggins begins by tracing how the life insurance industry utilized race in its calculations at the end of the nineteenth century, focusing particularly on Prudential and its aggressive battles with state regulators to discriminate against clients and adjust rates on the basis of race. He then turns his focus to the collection of racial statistics in the Illinois state penitentiary system in the late nineteenth century and the state's subsequent development of predictive sentencing and parole
formulas in the 1920s that weighed race as a key factor.

Next, he investigates the role of race in the state-sponsored mortgage insurance program of the Federal Housing Administration between the start of the New Deal and the beginning of the Cold War and its prolonged effects on mortgage lending. Wiggins concludes with an analysis of the use of race in the statistical risk assessments across financial institutions and government programs during the post-civil rights movement era, and how that practice has been transformed in the twenty-first century
through "proxy" variables which stand in for the now taboo category of race. Offering readers a new perspective on the historical importance of actuarial science in structural racism, Calculating Race is a particularly timely contribution as Big Data and algorithmic decision making increasingly
pervade our lives.


ISBN
9780197504000
Pagina's
144
Verschenen
Serie
Religion and Democracy
NUR
680
Druk
1
Uitvoering
Hardback
Taal
Engels
Uitgever
OUP USA

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